/* Fixed icons (WhatsApp, Call, Email) */
        .fixed-icons {
            position: fixed;
            bottom: 20px;
            left: 20px;
            z-index: 9999;
        }
        .fixed-icons a {
            display: inline-block;
            margin-left: 10px;
            color: #ffffff;
            border-radius: 50%;
            width: 50px;
            height: 50px;
            text-align: center;
            line-height: 50px;
            font-size: 20px;
            transition: all 0.3s ease;
            text-decoration: none;
        }
        .wicon { background-color: #218838; }
        .cicon { background-color: #0069D9; }
        .micon { background-color: #e0a800; }

        /* marquee background */
        .marquee-bg {
            background: #218838;
            color: white;
            padding: 4px 0;
        }
        /* scroll to top */
        .scrollToTop {
            position: fixed;
            bottom: 80px;
            right: 20px;
            z-index: 1030;
            background: #218838;
            color: #fff;
            padding: 8px 12px;
            border-radius: 4px;
            display: none;
        }
        .scrollToTop:hover { color: #fff; background: #1a6e2e; }
        /* card footer ul */
        .listOurSer .card-footer ul {
            padding-left: 1rem;
            text-align: left;
        }
        .listOurSer .card-footer ul li {
            list-style: disc;
        }
        /* about section */
        .about-content .heading {
            font-size: 2rem;
            font-weight: 600;
        }
        /* EMI widget wrapper */
        #ecww-widgetwrapper {
            min-width: 250px;
            width: 100%;
        }
        #ecww-widget {
            position: relative;
            padding-top: 0;
            padding-bottom: 280px;
            height: 0;
            overflow: hidden;
        }
        /* footer */
        .footerPanel {
            background: #1a1a2e;
            color: #ccc;
            padding: 20px 0;
        }
        .footerPanel a {
            color: #ddd;
            text-decoration: none;
        }
        .footerPanel a:hover { color: #fff; }
        .copyright {
            margin-top: 10px;
            font-size: 0.9rem;
        }
        /* apply loan fixed button (bottom right) */
        .apply-fixed-btn {
            position: fixed;
            right: 0;
            bottom: 0;
            z-index: 1030;
            max-width: 200px;
            margin: 0;
            border-radius: 0;
        }
        /* responsive img */
        .img-fluid {
            max-width: 100%;
            height: auto;
        }
        /* card body img */
        .card-body img {
            width: 100%;
            height: auto;
        }
        /* LoansDetails boxes */
        .InnerLDeatails {
            background: #218838;
            color: #fff;
            padding: 20px;
            border-radius: 8px;
            text-align: center;
            margin-bottom: 20px;
        }
        .InnerLDeatails h2 { color: #fff; }
        .InnerLDeatails img { max-width: 60px; }
        /* Process cards */
        .ProcessDiv .card {
            height: 100%;
        }
        .ProcessDiv .card-body {
            display: flex;
            flex-direction: column;
        }
        .ProcessDiv .card-body img {
            max-width: 60px;
            margin-bottom: 15px;
        }
        /* Document list */
        .listDoc li {
            padding: 6px 0;
            border-bottom: 1px solid #eee;
        }
        .listDoc li:last-child { border-bottom: none; }





/* apply  now*/
      

        
    /* only for fixed icons and minimal adjustments – all layout via Bootstrap */
    .fixed-icons {
      position: fixed;
      bottom: 20px;
      left: 20px;
      z-index: 9999;
    }
    .fixed-icons a {
      display: inline-block;
      margin-left: 10px;
      color: #ffffff;
      border-radius: 50%;
      width: 50px;
      height: 50px;
      text-align: center;
      line-height: 50px;
      font-size: 20px;
      transition: all 0.3s ease;
      text-decoration: none;
    }
    .wicon { background-color: #218838; }
    .cicon { background-color: #0069D9; }
    .micon { background-color: #e0a800; }
    .scrollToTop {
      position: fixed;
      bottom: 80px;
      right: 20px;
      z-index: 1030;
      background: #218838;
      color: #fff;
      padding: 8px 12px;
      border-radius: 4px;
      display: block;
    }
    .scrollToTop:hover { color: #fff; background: #1a6e2e; }
    .footerPanel { background: #1a1a2e; color: #ccc; padding: 20px 0; }
    .footerPanel a { color: #ddd; text-decoration: none; }
    .footerPanel a:hover { color: #fff; }
    /* no other custom CSS – everything else is Bootstrap */

    /* status*/



    
        body {
            color: #1d1e20;
            background: #f4f5ff;
            font-size: 14px;
            font-family: 'DM Sans', 'Roboto', sans-serif;
            font-weight: 400;
            -ms-text-size-adjust: 100%;
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
            min-height: 100vh;
            display: flex;
            align-items: center;
            justify-content: center;
            padding: 1rem;
        }

        .page-not-found {
            width: 100%;
            max-width: 720px;
            margin: 0 auto;
            text-align: center;
            padding: 2rem 1rem;
        }

        .page-not-found .image {
            max-width: 100%;
            height: auto;
            margin-bottom: 2rem;
            object-fit: contain;
        }

        .page-not-found .title {
            font-size: calc(1.3rem + 0.6vw);
            font-weight: 700;
            margin-bottom: 0.5rem;
            line-height: 1.3;
        }

        .page-not-found .text {
            font-size: 1rem;
            line-height: 1.6;
            color: #6D7081;
            max-width: 550px;
            margin: 0 auto 1.5rem;
        }

        /* optional extra spacing */
        @media (min-width: 576px) {
            .page-not-found {
                padding: 3rem 2rem;
            }
        }





/* =========================================================
   EMI CALCULATOR CSS
========================================================= */

.emi-section {
    background: #ffffff;
}


/* Main Heading */
.emi-main-title {
    font-size: 34px;
    font-weight: 800;
    color: #263238;
}


/* Main Calculator */
.emi-calculator {

    display: grid;

    grid-template-columns:
        1.15fr
        1.15fr
        1fr;

    border: 1px solid #e5e5e5;

    background: #ffffff;

    overflow: hidden;
}


/* =========================================================
   INPUT AREA
========================================================= */

.emi-input-area {
    background: #eeeeee;
}


.emi-header {

    background: #333333;

    color: #ffffff;

    font-size: 36px;

    font-weight: 300;

    padding: 7px 30px;

    letter-spacing: .3px;
}


.emi-content {

    padding: 15px 30px 28px;
}


.emi-field {

    margin-bottom: 24px;
}


.emi-field label {

    display: block;

    font-size: 20px;

    font-weight: 700;

    color: #263238;

    margin-bottom: 8px;
}


.emi-input {

    height: 51px;

    font-size: 18px;

    border-color: #cccccc;

    box-shadow: none !important;
}


.input-group-text {

    min-width: 65px;

    justify-content: center;

    font-size: 20px;

    background: #eeeeee;

    border-color: #cccccc;

    color: #263238;
}


/* Tenure */
.tenure-wrapper {

    display: flex;

    gap: 15px;

    align-items: center;
}


.tenure-input {

    flex: 1;
}


.tenure-buttons {

    display: flex;

    height: 51px;
}


.tenure-btn {

    border: 0;

    background: #2771aa;

    color: #ffffff;

    font-size: 18px;

    padding: 0 18px;

    cursor: pointer;

    border-right: 1px solid
        rgba(255,255,255,.3);
}


.tenure-btn:first-child {

    border-radius: 5px 0 0 5px;
}


.tenure-btn:last-child {

    border-radius: 0 5px 5px 0;
}


.tenure-btn.active {

    background: #225d8c;
}


/* =========================================================
   RESULT AREA
========================================================= */

.emi-result-area {

    background: #ffffff;

    border-right: 1px solid #e5e5e5;
}


.emi-result-box {

    min-height: 135px;

    display: flex;

    flex-direction: column;

    align-items: center;

    justify-content: center;

    border-bottom: 1px dotted #dddddd;

    padding: 15px;
}


.emi-result-box:last-child {

    border-bottom: 0;
}


.result-label {

    color: #777777;

    font-size: 20px;

    margin-bottom: 2px;

    text-align: center;
}


.emi-result-box small {

    color: #777777;

    font-size: 18px;

    margin-bottom: 4px;
}


.emi-result-box h3 {

    margin: 0;

    font-size: 30px;

    font-weight: 700;

    color: #263238;
}


/* =========================================================
   CHART AREA
========================================================= */

.emi-chart-area {

    padding: 16px 30px 22px;

    display: flex;

    flex-direction: column;

    align-items: center;
}


.emi-chart-area h3 {

    margin: 0 0 10px;

    font-size: 21px;

    font-weight: 700;

    color: #263238;

    text-align: center;
}


.chart-container {

    width: 100%;

    height: 290px;

    max-width: 380px;

    position: relative;
}


/* =========================================================
   CHART LEGEND
========================================================= */

.chart-legend {

    width: 100%;

    max-width: 425px;

    border: 1px solid #d8d8d8;

    padding: 10px;

    display: flex;

    justify-content: center;

    gap: 25px;

    margin-top: 10px;

    flex-wrap: wrap;
}


.legend-item {

    color: #777777;

    font-size: 16px;

    display: flex;

    align-items: center;

    gap: 7px;
}


.legend-color {

    width: 23px;

    height: 20px;

    display: inline-block;
}


.legend-color.principal {

    background: #9bd124;
}


.legend-color.interest {

    background: #f8b74b;
}


/* =========================================================
   TABLET
========================================================= */

@media (max-width: 991px) {

    .emi-calculator {

        grid-template-columns: 1fr 1fr;
    }

    .emi-input-area {

        grid-column: span 1;
    }

    .emi-result-area {

        grid-column: span 1;

        border-right: 0;
    }

    .emi-chart-area {

        grid-column: span 2;

        border-top: 1px solid #e5e5e5;
    }

}


/* =========================================================
   MOBILE
========================================================= */

@media (max-width: 767px) {

    .emi-main-title {

        font-size: 28px;
    }


    .emi-calculator {

        display: block;
    }


    .emi-header {

        font-size: 28px;

        padding: 10px 20px;
    }


    .emi-content {

        padding: 18px 20px 25px;
    }


    .emi-result-area {

        border-top: 1px solid #dddddd;
    }


    .emi-result-box {

        min-height: 115px;
    }


    .emi-result-box h3 {

        font-size: 26px;
    }


    .emi-chart-area {

        border-top: 1px solid #dddddd;

        padding: 20px 15px;
    }


    .chart-container {

        height: 300px;
    }


    .tenure-wrapper {

        flex-direction: column;

        align-items: stretch;
    }


    .tenure-buttons {

        width: 100%;
    }


    .tenure-btn {

        flex: 1;
    }

}


/* =========================================================
   SMALL MOBILE
========================================================= */

@media (max-width: 400px) {

    .emi-main-title {

        font-size: 24px;
    }


    .emi-header {

        font-size: 25px;
    }


    .emi-field label {

        font-size: 18px;
    }


    .result-label {

        font-size: 17px;
    }


    .emi-result-box h3 {

        font-size: 23px;
    }


    .chart-legend {

        flex-direction: column;

        align-items: flex-start;

        gap: 10px;
    }

}

        /* Hide page until loader finishes */
        body.page-loading #wrapper {
            visibility: hidden;
            opacity: 0;
        }

        /* Full Screen Loader */
        #smartLoader {
            position: fixed;
            inset: 0;
            width: 100%;
            height: 100%;
            background: #ffffff;
            z-index: 999999;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: opacity 0.6s ease, visibility 0.6s ease;
        }

        /* Loader Content */
        .loader-content {
            width: min(90%, 380px);
            text-align: center;
        }

        /* Logo */
        .loader-logo {
            width: 90px;
            height: 90px;
            object-fit: contain;
            margin-bottom: 22px;
            animation: logoPulse 1.8s ease-in-out infinite;
        }

        /* Spinner */
        .smart-spinner {
            width: 55px;
            height: 55px;
            margin: 0 auto 20px;
            border: 4px solid #e9ecef;
            border-top-color: #198754;
            border-right-color: #9bd124;
            border-radius: 50%;
            animation: loaderSpin 0.9s linear infinite;
        }

        /* Loader Title */
        .loader-title {
            margin: 0;
            font-size: 22px;
            font-weight: 700;
            color: #212529;
            letter-spacing: 0.2px;
        }

        /* Loader Text */
        .loader-text {
            margin: 7px 0 18px;
            font-size: 14px;
            color: #6c757d;
        }

        /* Progress Track */
        .loader-progress {
            width: 100%;
            height: 5px;
            background: #e9ecef;
            border-radius: 20px;
            overflow: hidden;
        }

        /* Progress Bar */
        .loader-progress-bar {
            width: 0%;
            height: 100%;
            border-radius: 20px;
            background: linear-gradient(90deg,
                    #198754,
                    #9bd124,
                    #f8b74b);
            animation: loaderProgress 2.2s ease-in-out forwards;
        }

        /* Loading Dots */
        .loading-dots {
            margin-top: 14px;
            display: flex;
            justify-content: center;
            gap: 6px;
        }

        .loading-dots span {
            width: 7px;
            height: 7px;
            background: #198754;
            border-radius: 50%;
            animation: dotBounce 1.2s infinite ease-in-out;
        }

        .loading-dots span:nth-child(2) {
            animation-delay: 0.15s;
        }

        .loading-dots span:nth-child(3) {
            animation-delay: 0.3s;
        }

        /* Spinner Animation */
        @keyframes loaderSpin {
            to {
                transform: rotate(360deg);
            }
        }

        /* Logo Animation */
        @keyframes logoPulse {

            0%,
            100% {
                transform: scale(1);
                opacity: 1;
            }

            50% {
                transform: scale(1.06);
                opacity: 0.82;
            }
        }

        /* Progress Animation */
        @keyframes loaderProgress {
            0% {
                width: 0%;
            }

            40% {
                width: 45%;
            }

            75% {
                width: 78%;
            }

            100% {
                width: 100%;
            }
        }

        /* Dots Animation */
        @keyframes dotBounce {

            0%,
            60%,
            100% {
                transform: translateY(0);
                opacity: 0.45;
            }

            30% {
                transform: translateY(-5px);
                opacity: 1;
            }
        }

        /* Loader Exit */
        #smartLoader.loader-hide {
            opacity: 0;
            visibility: hidden;
            pointer-events: none;
        }

        /* Prevent scrolling while loading */
        body.page-loading {
            overflow: hidden;
        }

        /* Mobile */
        @media (max-width: 576px) {

            .loader-logo {
                width: 75px;
                height: 75px;
            }

            .loader-title {
                font-size: 19px;
            }

            .loader-text {
                font-size: 13px;
            }

            .smart-spinner {
                width: 48px;
                height: 48px;
            }
        }

            /* =========================================================
   RESPONSIVE MOBILE NAVBAR
========================================================= */

            /* Mobile menu button */
            .mobile-menu-btn {
                width: 46px;
                height: 42px;
                padding: 7px;
                border: 2px solid #198754 !important;
                border-radius: 8px;
                background: #ffffff;
                display: none;
                align-items: center;
                justify-content: center;
                box-shadow: none !important;
            }

            /* Remove Bootstrap default outline */
            .mobile-menu-btn:focus {
                box-shadow: none !important;
            }

            /* Hamburger icon */
            .menu-icon {
                width: 26px;
                height: 22px;
                display: flex;
                flex-direction: column;
                justify-content: space-between;
            }

            /* Hamburger lines */
            .menu-icon span {
                display: block;
                width: 100%;
                height: 3px;
                background: #198754;
                border-radius: 10px;
                transition: all 0.3s ease;
            }


            /* =========================================================
   MOBILE VIEW
========================================================= */

            @media (max-width: 991.98px) {

                /* Show hamburger button */
                .mobile-menu-btn {
                    display: flex;
                }

                /* Mobile navigation */
                #navbarSupportedContent {
                    width: 100%;
                    background: #03a54c;
                    border-top: 1px solid #000000;
                    margin-top: 10px;
                    padding: 10px 0 15px;
                    color: #fffcfc;
                }

                /* Navigation list */
                #navbarSupportedContent .navbar-nav {
                    width: 100%;
                    margin-left: 0 !important;
                }

                /* Navigation item */
                #navbarSupportedContent .nav-item {
                    width: 100%;
                }

                /* Navigation links */
                #navbarSupportedContent .nav-link {
                    display: block;
                    width: 100%;
                    padding: 12px 15px;
                    color: #222222 !important;
                    font-size: 15px;
                    font-weight: 600;
                    border-bottom: 1px solid #eeeeee;
                    transition: all 0.25s ease;
                }

                /* Hover */
                #navbarSupportedContent .nav-link:hover {
                    color: #198754 !important;
                    background: #f5faf7;
                    padding-left: 22px;
                }

                /* Phone */
                #navbarSupportedContent .telNumber {
                    border-bottom: 0;
                    color: #198754 !important;
                }

            }


            /* =========================================================
   HAMBURGER -> CLOSE ANIMATION
========================================================= */

            .mobile-menu-btn.menu-open .menu-icon span:nth-child(1) {
                transform: translateY(9.5px) rotate(45deg);
            }

            .mobile-menu-btn.menu-open .menu-icon span:nth-child(2) {
                opacity: 0;
                transform: scale(0);
            }

            .mobile-menu-btn.menu-open .menu-icon span:nth-child(3) {
                transform: translateY(-9.5px) rotate(-45deg);
            }


            /* =========================================================
   DESKTOP
========================================================= */

            @media (min-width: 992px) {

                #navbarSupportedContent {
                    display: flex !important;
                }

            }